Care Considered Care, Considered.

← All IN nursing homes

Carmel Health & Living Community

Carmel, IN · Medicare and Medicaid-certified nursing home (CCN 155181) · 188 certified beds

CMS overall rating: 2★ (state average 3.14★ — below state average)
Health inspection: 2 · Quality measures: 3 · Staffing: 2
Federal fines: 1 totaling $14,015
Phone: (317) 844-4211 · Verify on Medicare Care Compare ↗

Carmel Health & Living Community holds a CMS overall rating of 2 out of 5 stars, below Indiana's state average of 3.14. Its health inspection rating is 2 stars and its staffing rating is 2 stars.

Carmel Health & Living Community reports 3.64 total nurse hours per resident per day, including 0.47 RN hours per resident per day, with a staffing star rating of 2 out of 5. Nursing staff turnover is reported at 69.8%, which is notably high.

Carmel Health & Living Community has 1 federal fine on record totaling $14,015.00, with no payment denials recorded by CMS. CMS data available does not indicate an abuse icon or a Special Focus Facility designation for this location.

Overall rating vs. benchmarks
Carmel Health & Livin… Carmel Health & Livin…: 2★ 2★ IN average IN average: 3.14★ 3.14★ Cardon & Associate chain avg Cardon & Associate chain avg: 3.7★ 3.7★

About this facility

Carmel Health & Living Community is a government (Hamilton County)-owned nursing home in Carmel, Indiana, certified for both Medicare and Medicaid since April 1978. The facility is licensed for 188 beds and reports an average daily census of 138.9 residents.

According to CMS Care Compare, Carmel Health & Living Community carries an overall star rating of 2 out of 5, below the Indiana state average of 3.14. Its four CMS ratings are: health inspection 2 stars, quality measures 3 stars, and staffing 2 stars.

Nurse staffing is reported at 3.64 total nurse hours per resident per day, including 0.47 RN hours per resident per day. Nursing staff turnover is high, at 69.8%.

On its penalty record, CMS lists 1 federal fine totaling $14,015.00, and no payment denials on record. No abuse icon or Special Focus Facility designation is indicated in the available data for this facility.

Carmel Health & Living Community is part of the Cardon & Associates chain, which operates 19 facilities nationwide with an average chain rating of 3.7 stars — higher than this facility's individual rating. Ownership has not changed in the past 12 months, so current ratings reflect the present operator.

Families considering this facility should review the full inspection history and quality measures directly on Medicare Care Compare, as star ratings summarize but do not replace detailed survey findings. Data reflects the most recent CMS Care Compare reporting period available at time of writing.

Questions families ask

What is this nursing home's CMS overall star rating and how does it compare to the state average?

Carmel Health & Living Community has an overall rating of 2 out of 5 stars, below the Indiana state average of 3.14.

Does this facility accept Medicare, Medicaid, or both?

It is certified for both Medicare and Medicaid.

How well is this facility staffed — nurse hours per resident and turnover?

Total nurse staffing is 3.64 hours per resident per day, including 0.47 RN hours per resident per day, with nursing staff turnover at 69.8%.

Does this facility have federal fines or penalties on record?

Yes, CMS records show 1 fine totaling $14,015.00, and no payment denials.

Has CMS flagged this facility for abuse or placed it in the Special Focus program?

The available data does not indicate an abuse icon or Special Focus Facility status for this facility.

How large is this facility and how many residents live there?

It is certified for 188 beds with an average daily census of 138.9 residents.

Who owns this facility — and is it part of a chain?

It is owned by Hamilton County government and is part of the Cardon & Associates chain, which operates 19 facilities with an average rating of 3.7 stars.

How long has this facility been Medicare/Medicaid certified?

It has been certified since April 24, 1978.

What do the four different CMS star ratings mean?

CMS rates facilities on health inspections, staffing, quality measures, and an overall score combining all three; this facility scores 2, 2, 3, and 2 stars respectively.

Does this facility offer short-term rehabilitation as well as long-term care?

The provided data does not specify service lines; contact the facility at 3178444211 or verify on Medicare Care Compare.

What should I look for when touring this facility?

The data provided does not cover tour details; contact the facility at 3178444211 to arrange a visit and verify current conditions on Medicare Care Compare.

How do I verify this facility's current record on Medicare Care Compare?

You can review the latest inspection results and ratings at https://www.medicare.gov/care-compare/details/nursing-home/155181?state=IN.

Data: CMS Care Compare (Aug2026 refresh). Star ratings, staffing hours, and penalty records are CMS's official published measures. Always tour the facility, review the current inspection record, and verify details with Medicare before making care decisions.